Credit Restoration Process

A wave is for 45 days and payment is paid at start of Wave. Letters are created on your behalf, then once letters are created you will receive an invoice by mail for the $100 fee. Once your invoice has been marked as paid, your letters will be mailed out and the 45 day waiting period will begin. The restoration program wave is for 45 days with no contracts, after the first 45 days we re-evaluate your Credit Profile to see if you need to continue or if you are where you you want to be, and if not we would do another wave (each wave is for 45 days) which is another $100 for each wave. The Credit monitoring that you set up is required throughout the process to be keep up to date and is how I monitor your improvement and scores. The total for each wave (45 days is $140. ($100 for the wave and the $40 monthly you pay for Credit Monitoring). *THE CREDIT MONITORING IS REQUIRED DURING THE PROCESS OF RESTORATION TO BE KEPT UP TO DATE AND IF NOT UP TO DATE, RESTORATION WILL STOP UNTIL PAID. 

***If you decide after your Analysis that you do not want to continue Credit Restoration, you may cancel your Credit Monitoring and not be charged any further***

Restoration includes challenging of negative items and negative inquires and the time spent auditing each individual credit report, mailing and faxing challenge letters, and ongoing education you will receive throughout the process. Items are challenged based on compliance.

***PLEASE NOTE: The fee that you pay does not guarantee any deleted items, but is for the work done, however improvement of scores when completely following the program is typically seen within 45 days*** I like to be as transparent as possible and up front and this process will not be just sending dispute letters to just each Bureau it is a very aggressive attack on each negative creditor as well as each Bureau and can be roughly 30 letters sent at one time.